Real Estate Project Financing

Funding for developments, from site to handover

Every project reaches a point where one balance sheet isn't enough. We work with developers, family offices and private investors to structure and source the capital that takes a project from acquisition through to completion.

Acquisition & bridge
Site purchase and short-term timing gaps
Senior / construction
Drawn down against build milestones
Mezzanine
Fills the gap above senior debt
Equity & JV
Partners who share the project
The Capital Stack

Each layer carries a different level of risk, cost and repayment priority

We arrange capital across the full stack, and structure how the layers sit together.

HIGHEST COST
Equity & JV
Highest risk and return. A partner shares the project rather than lending against it.
LAYER 03
Mezzanine
Fills the gap where senior debt stops short of what the project needs.
LAYER 02
Senior / construction
Drawn down against build milestones, from foundations to fit-out.
LOWEST COST
Acquisition & bridge
Funds the site purchase, or closes short-term gaps where timing doesn't line up.

Lowest cost of capital at the base, highest at the top — most projects need more than one layer.

Funding Types

The instruments we arrange

01

Acquisition finance

Securing the right site often comes with a tight window — vendors want certainty, and competing bidders may already have capital lined up. We help developers arrange funding for the land or asset purchase quickly, structured so the acquisition facility sits cleanly alongside the construction and equity funding that will follow.

02

Development & construction finance

Rather than releasing the full loan amount upfront, construction facilities are drawn down in stages as the build hits agreed milestones. This protects both sides: the lender releases capital against verified progress, and the developer pays only for facility drawn, not facility approved. We work through the cost-to-complete schedule, contingency levels and drawdown mechanics so the facility is structured around how the project will actually be built.

03

Bridge finance

Timing rarely lines up perfectly. A developer might need to complete a purchase before a sale elsewhere closes, refinance a facility before longer-term funding is in place, or cover a short gap while permits or pre-sales catch up. Bridge finance is short-term capital designed to close that gap, repaid once the next stage of funding, sale or refinance comes through.

04

Mezzanine finance

Senior lenders typically cap what they'll fund relative to a project's cost or value, leaving a gap between the senior debt and the equity a developer is prepared to put in. Mezzanine finance fills that middle layer — ranking behind senior debt but ahead of equity — reducing the equity required without bringing in a full equity partner.

05

Project equity & joint ventures

Some projects are better served by a partner than by another layer of debt. We introduce developers to equity investors, family offices and institutional partners, and help structure the joint venture itself — how control is split, how returns are distributed, and how the partnership is unwound at exit.

Sectors We Cover

Every asset class carries its own risk profile, structure and lender appetite

We work across the sectors where UAE development activity is concentrated.

Residential communities
Single mid-rise buildings to master-planned, phased communities.
Commercial & office
Ground-up developments and value-add repositioning.
Hospitality
Branded and independent hotels and serviced residences.
Mixed-use
Residential, retail, office or hospitality in one capital structure.
Industrial & logistics
Warehousing, distribution and light industrial assets.
Healthcare
Clinics, hospitals and healthcare-linked real estate.
Education
Schools and education-sector facilities.
Infrastructure
Larger-scale infrastructure and infrastructure-adjacent projects.

Each sector has its own norms around loan-to-cost, pre-sales requirements and lender appetite — we tailor the approach, and the shortlist of relevant capital providers, accordingly.

How It Works

We start with the numbers, not the introduction

01

Stress-test the model

Every lender asks the same three questions first: what is the exit, who is standing behind the guarantee, and what is the cost to complete. Before we approach anyone, we work through the model with the developer until it can withstand a lender's scrutiny, not just a first read.

02

Match the right capital

We map the project against the criteria of the lenders and investors most likely to say yes — regional banks, private credit funds, family offices, institutional investors — rather than sending it out broadly. Appetite for loan-to-cost, sector, ticket size and structure varies, and matching correctly is often what separates a fast process from a long one.

03

Manage it through to drawdown

We coordinate due diligence, keep the various parties aligned on timeline, and work through term sheet and facility negotiations — so the developer can stay focused on delivering the project rather than chasing capital.

We are introducers and advisers. We do not lend, and we are not a placement agent for securities.

Have a project that needs capital?

Send us the numbers and we'll tell you honestly what's fundable, and how we'd structure it.